It has been reported that in the last ten years the number of whiplash claims have risen by 50%. This as a statistic on its own is shocking, but even more so is the fact that one in nine claims for whiplash are thought to be fraudulent.
Whiplash is a common injury claim which motorists can apply for through their insurance company, with the AA reporting that 750,000 of the 800,000 small claims made through the courts last year were regarding whiplash. Insurance companies have called it the ‘whiplash epidemic’.
This week car insurers have announced that they plan on doing either one of the following;
1. To cap the amount of compensation that can be claimed by someone who suffers from whiplash. The suggested maximum compensation pay-out is £425.00. With the current average pay-out being £1,850.00 this would be a huge reduction in money available.
2. To completely cut the compensation to those who suffer whiplash injuries in England and Wales.
Hand in hand with this statement car insurers have also said that with these proposals car insurance could be reduced by £40.00 per year.
But what about those who are genuinely hurt and suffering from whiplash because of an accident and want to claim? The Association of British Insurers say the proposals will ‘give honest motorists a better deal’. Those who suffer from whiplash may need to provide a medical report by a medical expert before claims are paid out, and, a staggered payment system may be established for injuries suffered in a vehicle accident which would place whiplash on the lower end of the pay-out scale.
If you have suffered an injury, whether in a road traffic accident or elsewhere, and require legal advice give us a call on 01953 883535 or 01603 813920 to speak to our friendly team.